Kapitalanleger & Investoren

Are you interested in investing in real estate—whether for rental purposes, as a capital investment, or for long-term asset protection? At baufi-zentral.com, we offer customized financing solutions for capital investors and investors who value returns, security, and tax advantages.
Our experienced team will competently guide you through all phases of your real estate financing – from market analysis to property selection and coordination of suitable financing options through to long-term support.

Even with complex financing profiles, we optimize the use of funding and tax planning options.

Our financing for real estate investors is specifically tailored to the needs of investors who want to purchase properties for rental purposes or as an investment. The focus is on generating returns through rental income and potential appreciation, in contrast to owner-occupation, where the primary focus is on personal use.

What is important when financing investment properties:

Yield orientation
The focus is clearly on income: your rental income should not only cover the loan costs, but also generate a solid return of ideally 4 to 5% per year.

Equity capital input
Full financing is possible, but we recommend covering at least the additional costs (property transfer tax, notary, broker, etc.) with equity. This will improve your interest rates and increase your flexibility.

Flexible loan options
Whether an annuity loan, a fully amortizing loan, or a variable interest rate – we will work with you to analyze your risk tolerance and liquidity goals and find the right financing structure.

Subsidized loans and grants
Take advantage of government subsidies, such as those offered by KfW or regional programs, especially for renovations, modernizations, or refurbishments. These can significantly ease your financing burden.

Protection against loss of rent
The financing should be robust enough to cover even temporary rental losses or vacancies – we calculate realistically and sustainably.

Long-term interest rate security
Secure long-term planning security with a strategically chosen fixed interest rate – especially in times of volatile capital markets.

Our recommendations for your investment decision:
Location & Structure – Pay attention to an attractive micro and macro location. We support you in assessing the building structure and potential defects.
Value assessment – Thanks to internal tools, we check whether the purchase price is in line with the market – so you can avoid overpriced investments.
With our digital financing check, we determine your maximum financing potential and simulate the monthly loan rate.

Make your appointment now for Your personal advice & financing check